Monday, February 25, 2013

Social Networking, The Pros and Cons of Social Networks

Social Networking has become increasingly popular nowadays as there are a lot of sites that offer this service. MySpace and Friendster are two of the most popular sites that aim to build communities of people who share common interests and activities, or who are interested in exploring the interests and activities of others.

THE PROS

A social networking site is like a virtual meeting place where people can hang out and discuss different topics. Anything under the sun, in fact. Some use these networking sites to promote their blogs, to post bulletins and updates or to use them as a bridge to a future love interest.

Social Networking, The Pros and Cons of Social Networks

These are just a few of the reasons why social networking is getting a lot of attention lately -- it makes life more exciting for many people.

THE CONS

However, it would be best to make sure that safety and security are the topmost concerns of the social networking site that you currently use. This is because social networking sites require or give you the option to provide personal information such as your name, location, and email address. Unfortunately some people can take this as an opportunity for identity theft. They can copy your information and pretend to be "you" when engaging in illegal activities. Bad news! So be cautious with what you enter into an online networking site.

You could fall into the trap of someone who pretends to be somebody else. For example, they might offer you a job or want to meet up with you just to get your money. This can lead to cyberstalking, where the stalker uses electronic media such as the Internet to pursue or harass you.

THE CONCLUSION

So take your time and be careful in choosing who to trust so you can hopefully avoid this sort of unpleasant thing happening to you. Apart from that, social networking is great thing.

Social Networking, The Pros and Cons of Social Networks
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Article by Gary Harvey of http://FindHotMarkets.com the Internet's BIGGEST LIST of ways to find hot niches, best selling products and hot markets.

Tuesday, February 19, 2013

PNC Bank Online Banking

PNC Bank Online Banking is the service offered by PNC Bank to its customers and accountholders. Through this service, the bank helps you:
Access your PNC Banking accounts any time of the day, from anywhere in the world. Save on time by performing various banking functions over the net.
Banking Facilities Offered by PNC-Bank Online Banking

The Bank has provided its customers and accountholders several facilities through the Internet Banking service. This free-of-cost online banking service helps account holders:
Stay in touch with their finances by providing them a comprehensive summary of their PNC personal, business and investment accounts. View their monthly statements and print and download the statements for the period of up to 36 months. Access their accounts, check their account balances and review recent transactions for accuracy and authenticity. Transfer funds from one account to another over the net. The transfer of money can be done between two PNC Bank accounts or between a valid PNC-Bank account and a valid account at any other financial institution. Receive their bills online. This reduces probability of customers incurring a fine due to delay in bills. Save time and money by enabling them to pay their bills online. Toremaininformed about every event related to their accounts and bills through e-mail notifications.
Additional Facilities Offered by the PNC-Bank Online Banking Service

Through the Internet Banking service of PNC Bank, accountholders can also:
Change their personal information Order for checkbook Make request for stop payments and copies of deposit slips, cleared checks or account statements Sign in for additional services such as Verified by Visa and PNC FYIs & Deals Locate ATMs or branches of PNC Banks Explore product information, tools, articles and special offers.

PNC Bank Online Banking

However, to use PNC Bank Online Banking, accountholders need to register for the service. They can do so over the net through the bank's website.

PNC Bank Online Banking
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Kitz is and internet marketing professional & is working with Veda Informatics, a content development services & web development services company. Kitz also is a social media geek, having vast social network presence over several social media sites.

Saturday, February 9, 2013

What is Networking and Why is it Important in Business?

When I began my networking journey, I attended any and all networking events as time permitted. Every event was fair game! Today I am much more strategic in my networking endeavors. I discovered which events and organizations gave me the best return on my investment of time as well as how to be an effective, caring networker.

In order to know where to begin you must first understand what networking is and why it is important to grow your business. Networking in its purest form is simply talking to people, making connections and developing rapport to grow our circle of influence. Business networking is essentially the same except that our primary objective in business networking is to help us grow our businesses. For most of us, building a network means meeting people we can do business with or who will do business with us, or refer people who will do business with us, are our ultimate goals.

In fact, some of the best networks are those created by people who own and run their own businesses. When you create valuable networking relationships, you build them on a foundation of mutual trust, sharing knowledge, experiences and resources to help one another grow your businesses by either referring one another or doing business directly with one another.

What is Networking and Why is it Important in Business?

It works like this: If you do a good job, one customer might tell three to five of her colleagues, family and friends about you. Whereas, when you build a network of say 10 to 20 strong advocates, they may each tell only one person about your, however your "exposure" is now more than doubled - With the right network, the ultimate in "word of mouth" marketing takes place. You promote your network, and your network promotes you.

Have you ever attended a BNI or Le Tip or other form of structured networking groups? Perhaps you are already a member of a similar group. If not, you might consider becoming involved in one to the fastest growing business networking concepts around. These groups invite business professionals to join on an exclusive basis. That means, that if you are a chiropractor and become a member of one of these groups, no other chiropractor will be invited or allowed to join.

These groups have regularly scheduled meetings (anywhere from monthly to weekly) with a list of rules and objectives to which you must abide. In some cases, a minimum number of referrals is required to participate. In others, simply doing business with one or more in the network is all that is asked of he members. However, keep in mind that for this type of networking to be worthwhile for all parties, each must make every effort to do business with other members of the group.

If this form of structured networking isn't for you, there are other options for finding potential networking venues and partners. Here are some ideas to help you on your way to networking success.

a. Develop a joiners mentality. By that I mean, don't just sign up to get our name on a roster. REALLY JOIN. Get involved. Participate in discussions, events and BE VISIBLE. The saying "out of sight, is out of mind," holds true when it comes to networking. I have been involved in groups and decided to take a hiatus from attending for 2 to 3 months (and sometimes more) only to have people come up to me and tell me they forgot the name of my business so they had to find someone else either through a friend or through the local phone book. BUMMER!

b. Attend networking functions. These can include Chambers of Commerce meetings, after hours socials, ad hoc committees and special events task forces.

c. Get involved in a community service group such as Kiwanis, Lions, Jaycees, etc.

d. Volunteer with a non-profit organization, whose mission you are passionate about and believe in. People who have similar passions will want to do business with you.

e. Host events - I started an event called Goddess Gatherings more than 2 years ago in my home. It is an intimate gathering of women (8 max.) who share a common interest and/or wish to expand their own circles. I invite women who do not yet know one another although they may be familiar with their names. These women are women in my circle of influence either directly or indirectly (they are either members of the 22 groups I belong to and attend regularly or they are part of a circle within these groups). I might invite a "surprise" guest who can entertain the women - such as a masseuse or tarot card reader- or feature a business such as a jeweler or make-up artist. This helps make for a memorable evening and the women either start their own Gathering or look forward to being invited to another gathering hosted by either myself of one of the women in attendance.

f. Look for ways to cross-promote with businesses that complement yours. For instance, a spa might join with a health food store or restaurant and promote their products and services for staying healthy. A salon might join a florist to promote weddings or proms and a realtor might join with a mortgage broker to promote a "one-stop" experience for home buyers.

g. Interview others. A great way for me to network is to interview women for projects I am working on. Since most people are flattered when you ask their opinion about something or experiences in life, this has been a great means of increasing my own circle for various reasons. I might interview a woman (or even a man) about an article or book I am writing, or a seminar I am developing. People love to share their stories. I tape the interview (with their permission, of course) and give them a copy afterwards. It helps to have a list of questions ready prior to the interview, however, unless they insist, I don't give them the questions ahead of time. I have done these interviews via phone, email as well as in person. Many of the women have since.

h. Join an online business or social networking community such as MeetUp, Ryze, Max-in-Common, Linkd In, Open BC, to name a few,. These groups have subgroups made up of people with a specific focus and similar interests. Or you can join a non-specific group to gain more knowledge, exposure and contacts.

Make a point of attending one new networking event a month just to "check it out." Make a list of the people you know, the organizations you have heard and read about and the companies who currently do business with you. These are all great resources to tap into to find new venues to network. Get the local newspaper and look at the organizations and businesses hosting events to which the public is invited. Attend them.

The best networking begins with planning and taking action. Being strategic in your planning is important to your ultimate success as an effective, caring networker.

If you are interested in sharing your networking success stories, drop me a note to heidi@speakingwithspirit.com. It would be an honor to interview you. Who knows, your story could be the subject of one of my articles, or you could even write your own.. Looking forward to hearing from you. Here's to your success in building your network.

What is Networking and Why is it Important in Business?
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©Heidi Richards is the author of The PMS Principles, Powerful Marketing Strategies to Grow Your Business and 7 other books. She is also the Founder & CEO of the Women's ECommerce Association, International http://www.WECAI.org (pronounced wee-kÄ«) - an Internet organization that "Helps Women Do Business on the WEB." Basic Membership is FREE. Ms. Richards can be reached at Heidi@speakingwithspirit.com or heidi@wecai.org.

Wednesday, February 6, 2013

Direct Sales - Network Marketing Meeting Planning Template

Do you struggle when planning your monthly team meetings? Are your sales organization training meetings poorly attended? Is meeting time stressful?

If you answered yes to any of those questions, then this direct sales/network marketing direct sales meeting planning template will change your life. There is a simple formula for putting together interesting, fun, keep-'em-coming-back team trainings.

Network Marketing-Direct Sales-Party Plan trainings

Direct Sales - Network Marketing Meeting Planning Template

It does not matter whether you are a party plan, network marketing, or direct sales company, this template for planning meetings will work for you. Most companies have three services which vary from company to company. In any of those business models they are:

Bookings, prospecting, finding business Sharing the opportunity, recruiting Showings or presentations and/or product knowledge After you figure out what your three main meeting topics are, then you can apply them to this three-part template. For the purpose of this article we will talk about a home party plan company. If you are a network marketing company or a direct sales company that does not rely on the party plan for leads do not judge yourself out. This still applies to you. Just divide the meeting up into your appropriate skills as they relate to your business.

Every training meeting has the same 5 parts. In our example, the meeting will be divided into its 5 segments.
Networking time Part 1 Presentations: discuss presentation skills, sales skills, product knowledge Part 2 Opportunity: work on recruiting skills, interview questions, recognizing red flags, etc. Part 3 Bookings: dedicated discussion of finding business, leads or bookings and becoming better at it. Wrap-up
Plan Your Training Meeting
Plug one of your three meeting parts into the template each month. Then further define your training meeting by selecting one of the following presenters to apply to each segment.
An outside speaker A newbie A seasoned rep A consultant who is not that good but did something well Another leader in your organization You A video Home office representative
Now pick a format for each section of the training:
roundtable divide into groups lecture networking game theme combination of two of the aboveBy applying different presenter, different formats, and different material on the same topics that focus on the key skills necessary to be successful in your direct selling business, you will train everyone on what they need and not alienate the seasoned reps with boredom.

The beginning of the training is always networking. The end is a thank you and wrap-up and more networking. Delegate parts of these sections out at each training for the next training meeting. Utilize the skills of your organization to assist with the training meetings. If you have a very social person, then they should be the greeter. If there is an awesome recruiter, then that person may be the one in charge of taking the visitors and new consultants under her or his wing so that they do not feel left out. A sign up sheet for duties is always helpful. Have a routine of passing it around for sign up for the next training. Examples of what should be on it are: clean up, set up, paper products, snacks, beverages, carry stuff to car, and the like.

The networking portion at the beginning is very important. Incorporate networking games or activities into the arrival time so that everyone is forced to chat. Do not have chairs set out during set up. Force the mingling. (Everyone can grab a chair when it is time to sit down.)

Direct Sales Team Meeting Games

There are many networking games that are fun and encourage developing relationships. On colorful note cards jot down something about each person that you know that everyone else may not. As the consultants arrive, they pick a card and try to find their match. The cards may say things like:

Going to nursing school Husband installs carpet Has triplets Etc. "Another direct sales training game that is good for networking is what I call the peanut butter and jelly game. On colorful note cards write matching or complimentary items and people have to find the compliment that goes with their card. For example:

Peanut butter and Jelly Turkey and Stuffing Ham and Eggs
Keep The Comng To Meetings

These types of games are fun and will help people develop friendships. When you have friends at the training meeting, you keep coming back.

Six Sales Meeting Tips
Do not be the presenter every time and do not "add on" when the other presenters are done. The networking segment is very important. Put time into making it different each training meeting. Use themes to generate interest. Keep them guessing by using the different formats and presenters. Delegate and be specific. Tell your presenter exactly what point you want covered, but not what format or how to say it. Chat with the presenters before the training meeting about their topic and what they are going to do.

Direct Sales - Network Marketing Meeting Planning Template
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When you make meeting planning easy with this template and incorporate some fun theme for meetings you will have better meeting attendance and higher over all team sales. Visit: http://www.CreateACashFlowShow.com for more meeting tips.

Sunday, February 3, 2013

Social Stratification In United States

Social stratification:

When we speak of social stratification we mean inequality between various groups of people. Inequality exists in all sorts of societies and cultures. Societies are consisted of layers that are hierarchical.

The four basic stratification systems are:

Social Stratification In United States

1) slavery

2) caste

3) estate

4) class.

Stratification systems of slavery, caste and estate have been demolished in modern societies except some tribal societies.

The social class system is mainly a description of how scarce resources (wealth, income, education and occupation) are distributed in society. In other words Class could be explained as an indication of the positions a person may occupy within society, positions which are not equal.Thus, in order to analysis social classes in a society, it is necessary to explain that how these resources are distributed and make social classes.

In spite of the fact that some scholars argue that in developed countries, inequality has reduced rather than previous societies but, social stratification, inequality and class conflict have increasing rate today. In the United States Inequality between rich and poor has increased to the extent that the gap among them is larger than any point in the past 75 years. United States has the largest wealth disparity of any industrialized nation in the world and this disparity is growing larger every year.

In the United States, income is obviously one important scarce resource. Clearly, it is occupation that provides income, and it is education that determines the sort of occupation. At the more extent level, income is related to life consequences, such as the quality and quantity of education, health care, and housing one obtains, and even the how long one lives. So, there is interrelationship between accesses to each of these sources.

in the United States individual income depends on educational characteristics; in 2005 most people with doctorate and professional degrees were in top 15% of income earners. Those with Bachelor degrees had incomes considerably above the national median and people with college degree had less income.

The noticeable point is that, while the population of the United States is becoming increasingly educated on all levels, the conspicuous link between income and educational attainment remains.
Another point is that tertiary education is rarely free; education in elite private colleges for a four year program costs 0,000 approximately. While public colleges and universities costs much less but they are not free. Scholarships and low interest loans by government and universities are available too, but still the cost of education is high for many people.

Overall, educational attainment serves as one of the most essential class feature of most Americans, which is directly linked to income and occupation.

On one hand occupational status is consequence of educational attainment, personal or family income and on the other hand it defines access to other resources including income and health.
Low-wage jobs are associated with those people who have less education. Workers in these areas are unskilled because it does not require education in order to perform these jobs. But, White collar jobs require more human capital, skill and knowledge and therefore produce higher earnings. With higher education it is more likely for one to occupy a professional-level job wherein he or she may earn a higher salary. Therefore, those with less education are more likely to be working in Low-wage jobs.

Each particular job influences on lifestyle; income and prestige that gained from a job determine living environment, the kind of foods, medical care, sort of social networks, entertainment, spare times, and behavior.

It is education that makes upper-middle, middle and lower-middle scores on occupational spectrum; unskilled employees, employees with less than seven years of schooling, high school graduated ones, college graduate, licentiate, MS holders, professionals and experts with Doctorate degree located on different scores of occupational spectrum. So while all functions and positions in society do not determine with occupation, the job role is one of the most important status features in the United States.

Another feature that determines individuals' position in the society is wealth. Wealth is what people own in assets such as houses, cars, stocks, shares, saved money, and lands.

While United States is the second rich county in the world, the distribution of wealth is too unfair. The top 1% of all population owned 38% of the wealth, 10% of population had 71% of wealth and on the other hand the bottom 40% owned less than 1% of the nation's wealth.

Totally, the distribution of wealth is much more unequal than the distribution of income (what people receive in the course of a year by working).

According to these basic elements (income, wealth, occupation and education) which determine the social class of individuals and households, Americans believe in three- class model that includes the rich, the middle class and the poor, while, in reality American society is more diverse, economically and sociologically. It means that there is no clear class distinction between socio-economic strata.

Social mobility:

The most important concept in a class system of stratification is social mobility. In class system, social stratification based on both birth and individual achievement; personal merit becomes more important. In fact, Industrial societies move towards meritocracy and in this kind of societies status consistency is lower than in other sorts of societies. Since societies became more competitive and more meritocratic some elements such as energy, social skills, character, ambition, physical attractiveness, talent, and luck played great role in social mobility and changing social position.

Now the question is that "How much mobility Americans have experienced during their life?"
Social mobility refers to changes in social position which occur during a person's lifetime. There are two ways to study social mobility; Intragenerational Mobility and Intergenerational mobility.
By the first concept, we mean upward and downward movement in social ladder and by second one we refer to upward and downward movement in social hierarchy compared with the previous generation.

In order to explaining occupational mobility, mostly, scholars focus on father-child or household head-child occupational persistence (Intergenerational mobility).

If we distinguished six general occupational categories including upper professional or manager, lower professional or clerical, self-employed, technical or skilled trade, farm, unskilled and service workers, in united states, among men whom born after 1950, 32 percent of men were immobile (their occupation was in the same category as their father's), 37 percent were upwardly mobile, and 32 percent were downwardly mobile. About women, data show that 27 percent were immobile, 46 percent were upwardly mobile, and 28 percent were downwardly mobile. Then, in occupation upward mobility was more common than downward mobility and Comparisons with other industrialized countries occupational mobility in the United States is reasonably high.

According to studies, intergenerational elasticity (IGE) in income between fathers and sons was estimated 0.4 or higher. Totally, actual association between parents' and children's incomes is high.

Wealth mobility is totally different from occupational and income mobility; at first, wealth is important because its distribution is more unequal than the distribution of income and on the other hand it effects on other aspects of family well-being, especially homeownership and investment in children's education. Also, there is substantial intergenerational persistence in family wealth and the correlation is in the neighborhood of 0.50. The disparity in wealth persists between the generations. Thus, people who have no wealth loose opportunities. As an example, inherited wealth can put families in better neighborhoods and school districts than they could afford if they had to rely just on their incomes.

Social class in the United States is affected by individual achievement, as I said, Occupation, educational attainment and income can be earned and increased through a lifetime, but still it is undeniable that the rich have more money, more education, better occupation, better health, and consume more.

As a conclusion we should say that without the concept of social stratification, it is impossible to understand people's behavior, because social class determines all aspects of our life...., our happiness, our religious beliefs, our customs, our interests and hobbies our health and even how long we will live and totally our life style.

Social Stratification In United States
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